Australia dating bank deposit

Australia dating bank deposit

The central bank is the Reserve Bank of Australia (RBA).

Since 2008 the Australian government has guaranteed deposits up to 0,000 per customer per institution against banking failure.

The Federal Deposit Insurance Corporation (FDIC) provides deposit insurance that guarantees the deposits of member banks for at least 0,000 per depositor, per bank.

For the 10 years ended mid-2013, the Commonwealth Bank was ranked first in Bloomberg Riskless Return Ranking a risk-adjusted 18%.In 1982, Bank of New South Wales merged with the Commercial Bank of Australia to form Westpac.There were many other bank mergers and acquisitions throughout Australia's banking history.Building societies were allowed to take deposits from the public.Banking in Australia is notable by the small number of large banks in the market.

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In some cases, banks charge monthly fees for current accounts, but they may waive the fee if the account holder meets other requirements such as setting up direct deposit or making a certain number of monthly transfers to a savings account.

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